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Post by muffinman on May 20, 2019 6:57:44 GMT 1
Having trouble doing so, having to cut down on spending. Anyone got any pointers?
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Post by turbo2 on May 20, 2019 7:11:07 GMT 1
Having trouble doing so, having to cut down on spending. Anyone got any pointers? Last time I had trouble trying to cancel a subscription I just rang my bank and cancelled the DD instead |
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Post by lochnessterrier on May 20, 2019 8:51:13 GMT 1
Having trouble doing so, having to cut down on spending. Anyone got any pointers? Try sending an email to Ifollow@efl.com |
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Post by 28901 on May 20, 2019 12:51:21 GMT 1
Having trouble doing so, having to cut down on spending. Anyone got any pointers? Last time I had trouble trying to cancel a subscription I just rang my bank and cancelled the DD instead If it is a direct debit the company have the details and can start it again without even contacting you. They can also take anything they like out, they have your details they are in control.
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Deleted
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Post by Deleted on May 20, 2019 14:16:11 GMT 1
Last time I had trouble trying to cancel a subscription I just rang my bank and cancelled the DD instead If it is a direct debit the company have the details and can start it again without even contacting you. They can also take anything they like out, they have your details they are in control.
I don't think that is true to be honest, and they certainly can't increase an amount without telling you in advance.  I'm sure you can cancel a DD at any time, and it requires your permission to reinstate it. However if you cancel a DD mid way through a contract, you are still liable to pay the rest of the contract amount and the company will chase you for it, so not advisable. |
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Yorkie
Andy Booth Terrier
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Posts: 3,016
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Post by Yorkie on May 20, 2019 14:33:59 GMT 1
Last time I had trouble trying to cancel a subscription I just rang my bank and cancelled the DD instead If it is a direct debit the company have the details and can start it again without even contacting you. They can also take anything they like out, they have your details they are in control.
Entirely incorrect. |
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Post by 28901 on May 20, 2019 14:52:59 GMT 1
If it is a direct debit the company have the details and can start it again without even contacting you. They can also take anything they like out, they have your details they are in control.
Entirely incorrect. From my NatWest online banking - cancelling direct debits:
What to do
To avoid this happening, log in to Online Banking the same day the payment is due where you will be given the option to make the payment or not. You can do this up until 8pm.
It’s a good idea to inform the Originator as they may set up a new direct debit if they are not expecting the payments to stop.
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Yorkie
Andy Booth Terrier
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Post by Yorkie on May 20, 2019 15:04:17 GMT 1
From my NatWest online banking - cancelling direct debits:
What to do
To avoid this happening, log in to Online Banking the same day the payment is due where you will be given the option to make the payment or not. You can do this up until 8pm.
It’s a good idea to inform the Originator as they may set up a new direct debit if they are not expecting the payments to stop.
Unfortunately banks mislead their customers quite often when it comes to DD’s. |
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Post by 28901 on May 20, 2019 15:22:29 GMT 1
From my NatWest online banking - cancelling direct debits:
What to do
To avoid this happening, log in to Online Banking the same day the payment is due where you will be given the option to make the payment or not. You can do this up until 8pm.
It’s a good idea to inform the Originator as they may set up a new direct debit if they are not expecting the payments to stop.
Unfortunately banks mislead their customers quite often when it comes to DD’s. Then I apologise for being misled and ultimately misleading others |
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Post by turbo2 on May 20, 2019 15:48:47 GMT 1
Unfortunately banks mislead their customers quite often when it comes to DD’s. Then I apologise for being misled and ultimately misleading others I wouldn’t have told someone to do it if I hadn’t done it myself. My issue was with a gym. Signed a 12 month contract then they wanted 3 months notice My arse. Cancelled DD. They tried taking it a couple of times then gave up. |
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Yorkie
Andy Booth Terrier
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Post by Yorkie on May 20, 2019 16:12:44 GMT 1
Unfortunately banks mislead their customers quite often when it comes to DD’s. Then I apologise for being misled and ultimately misleading others I’ve thought the same in the past mate, banks like passing the buck and unfortunately get away with it. DD guarantee protects all DD’s and if you cancel it then it’s cancelled. Obviously if you do owe the money then they can chase it up but they can’t take it via the details you provide for the DD. |
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Yorkie
Andy Booth Terrier
[M0:5]
Posts: 3,016
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Post by Yorkie on May 20, 2019 16:12:58 GMT 1
Unfortunately banks mislead their customers quite often when it comes to DD’s. Then I apologise for being misled and ultimately misleading others I’ve thought the same in the past mate, banks like passing the buck and unfortunately get away with it. DD guarantee protects all DD’s and if you cancel it then it’s cancelled. Obviously if you do owe the money then they can chase it up but they can’t take it via the details you provide for the DD. |
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